What is Lipa Later?
Lipa Later is a payment option that allows you unlimited access to products and services as you pay for them over time in affordable monthly instalments.
It also allows retailers to sell their goods and services in affordable monthly instalments to their customers by increasing their purchasing power through Lipa Later.
How does Lipa Later work?
- Sign up here to get a credit limit.
- Shop from our retail partner stores.
- Start paying after 30 days.
What can I buy?
We’ve partnered with over 500 stores so you can pay overtime for the things you love from phones, laptops, furniture, home appliances, motor vehicles amongst others. Check out our Partners.
What do I need to start?
Where is Lipa Later available?
We are currently available across Kenya, Nigeria, Uganda and Rwanda.
Most frequent questions and answers
Using Lipa Later is simple and easy.
We’ve partnered with over +300 stores so you can pay over time for the things you love
Browse through the ‘Where to Shop’ section to find the right item for you
We need your MPesa statements for the last 6 months. If you are employed, we may require your last 3 months payslips.
No we do not. We’ve partnered with over +300 stores where you can shop.
We purchase the item directly for you and thereafter we will either have it delivered to you or you can pick it up
No. We have prequalified suppliers to ensure quality products and services.
We share a contract via SMS for acceptance and we will deliver or you can pick up your item in the next 24 hours.
It takes 24 hours or less
We are currently available in Nairobi, Mombasa, Kisumu and Rwanda
You start paying for the item once you receive it. We will send you SMS notifications on when the payments are to be made and the amount due.
Yes, you do